Just For Fun - Who?

My Generation

The Zimmer's

Posted on June 18, 2007 19:19:36 by Jessica.Malinowsky

Downtown Long Beach California Vision

Downtown Long Beach has been revitalized over the last several years. High Rise Condominium Projects continue to sprout along our lovely waterfront. Historic Buildings continue to be gutted and re-created into beautiful Manhattan style lofts. Fabulous restaurants and incredible attractions like the Aquarium of the Pacific, The Pike, Shoreline Village and Pine Avenue continue to draw crowds seeking the fabulous entertainment and fine dining experiences they provide.

A projected park system, Riverlink, is in the works, it will travel up the LA River clear up to the City of Paramount providing a green front all along the Downtown water front, wrapping around Downtown and heading North for many miles along the LA River.

Now all we need is for the Port of Long Beachs Clean Air Action Plan to take effect and we will certainly be one of the most desirable places on earth.

Posted on June 18, 2007 02:09:24 by Laurie.Manny

Uh, Oh! Im in BIG Trouble

Long Beach Home Loans

Notice Of Default - NOD

If you receive a notice of default (NOD) for your mortgage, you need to act quickly.   A NOD is a notification given if you have not made payments by the predetermined deadline (usually specified in your Deed of Trust).  It spells out repayment  (sometimes called curing) schedules and outlines  the foreclosure process and timeline.

You have until five business days before the foreclosure sale to cure the default. To cure the default you have to pay off missed payments, late charges, and fees for initiating the foreclosure. If you do not cure the default, the trustee can take steps to hold a foreclosure sale.

Steps to take if you receive a NOD:

 

1)  See if you agree with the amount the trustee says is due. If you do not believe you owe the amount claimed, write a letter as soon as possible disputing the amount, with copies of the proof of payments. 

2) If you owe the money, and have equity in your home, contact us immediately.  We have private investors who may lend you up to 70% of the value of your home. Most banks or mortgage companies will not lend you money once a NOD is filed.

3)  You might consider a 'work out agreement' .A lender may give you more time if you have a definite plan for repayment. If the lender agrees to give you more time to repay the loan, that agreement should be in writing. These agreements are commonly known as work out agreements.

4) If you can not get a loan or secure a work out agreement, you should consider selling your home before you lose it in foreclosure. Selling the home may allow you to save your equity and protect your credit. This may help you in relocating to a new home.

Bankruptcy may not save your home.  It may delay the foreclosure process but the lender has certain rights as defined in your Deed of Trust.  If you contact an attorney, they usually offer bankruptcy as an alternative.
 
'Foreclosure Specialists' often contact homeowners who have received a notice of default. They may claim they can prevent the foreclosure, and may even suggest that you transfer title to your home to them. Be wary of these buy/leaseback agreements.

Other Articles:

HARD MONEY:  What the heck is that?

HARD MONEY:  Apartment Loans

HARD MONEY:  7 Tips for Borrowers

Posted on June 16, 2007 04:30:02 by Brian.Brady

Downtown Long Beach Loft Living - Its a Lifestyle

Downtown Long Beach Loft Living

Its a Lifestyle

Living in a Downtown Long Beach Loft affords the owner a sense of success.  The wide open spaces of the Walker Building, Kress Lofts, The Temple Lofts and The Insurance Exchange provide the resident with many desirable amenities.  Some of the most desirable traits of lofts are the high ceilings and abundance of streaming sunlight which provide the resident with a feeling of openness and freedom never felt in a home, or a condo, with an over-abundance of walls pressing in. 

Our world moves so fast around us these days, how nice it is to come home and have a large, private open space to patter around in,  often without the need for window coverings.  

Most Downtown Long Beach Condos are 4 stories or less.  Buildings which were converted to lofts are taller, therefore can provide sweeping skyline views from large windows, of the ocean or the city, ergo-the higher prices.  Many of these conversions are historic landmark buildings, which greatly increases their desirability. 

The lofts in Downtown Long Beach are very desirable, but often out of the financial reach of many of todays home buyers.  The higher prices these fabulous loft-homes fetch has really honed the market down to those who can afford that metropolitan urban lifestyle which has become so very desirable.  The lofts do not sell quickly, but they do sell.  The Downtown Long Beach Condo market is flooded at the moment due to the explosive growth resulting from the re-development of the area, affording buyers with many choices. 

The loft buyer is usually an urban minded professional or couple who want the more cosmopolitan, Downtown Long Beach lifestyle.  Lofts are usually located in busy metropolitan areas, Downtown Long Beach is definately that. 

Wonderful coffee shops abound nearby, great shopping, entertainment and area beaches-all within walking distance provide a very desirable lifestyle, if you can afford it. 

Valuable Long Beach resources:

Long Beach Home Seller Tips:

Long Beach Home Buyer Tips:

• Home Buyer Tips - Dont Make Any Major Purchases
• Home Buyers Tips - Changing Jobs Affects Your Ability to Purchase a Home
• Home Buyer Tips - Things to Avoid Before Purchasing a Home

Home Loan Tips:

• Loving Your Home Loan
• How To Find Your Way Through The Home Loan Jungle - Part Two
• How To Find Your Way Through The Home Loan Jungle - Part One
• How To Get The Best Home Loan - Neatness Counts When You Want a Home Loan

Posted on June 04, 2007 03:09:23 by Laurie.Manny

Long Beach California Japanese Garden and Koi Pond

LONG BEACH REAL ESTATE

Earl Burns Miller Japanese Garden and Koi Pond

at California State University, Long Beach

Spend a Relaxing Afternoon

Feed the Koi

Dedicated in April 1981, the garden was built through the generosity of Mrs. Loraine Miller Collins. The contribution was made in memory of her late husband, Earl Burns Miller, for whom the 1.3 acre plot is named. Following three years of planning, in cooperation with California State University Long Beach, Mrs. Collins selected Long Beach landscape architect Edward R. Lovell to design the garden. In preparation for the project, Mr. Lovell visited similar gardens in Japan and in the United States.

The resulting garden reflects the universitys continuing interest in international education, and the university community is delighted to have you share in this educational, cultural, and aesthetic resource. Read more

Weddings, Receptions, Bridal Showers, Luncheons, Japanese Tea Tasting & Tour, Company & Rehersal Dinners; Events Office (562) 985-8889

A Wonderful Place to Go to Escape the Hectic World We All Share

Posted on June 03, 2007 03:21:21 by Laurie.Manny