Space Saving Ideas for your Long Beach Homes

Small Living Space Soutions for Long Beach Homes

Space Savers or Hidden Secrets?

Down here at the beach we trade square footage for beach living and ocean breezes.  But what do we do with all of our stuff?  Lifetime collections of photos, books and other treasured belongings, that we are just not prepared to part with, need a place in our new homes as well. 

Small spaces are a challenge when we downsize our lives.  Creative use of our space without feeling cluttered and oppressive becomes a mission.  Creative Home Engineering, a Tempe Arizona company specializing in hidden passageways may have solved some of these issues. 

What a great way to expand space, furnish our homes and create hidden storage spaces!  When your square footage is limited every found space becomes critical.  Living in small spaces certainly has its challenges and rewards.  A small mess in a large home is a huge mess in small space.  One needs to be a neat freak in small spaces.  Creative Home Engineering is providing several wonderful solutions. 

Have you been wondering where to hide a safe in your home?  Take an unsightly hall closet and convert it to a hidden safe and a wonderfully elegent storage cabinet. 

Looking for a safe and discrete hiding place for those things that should never be found by others?  Lovely and elegant built in’s hide your most private possessions very nicely.

While we have many larger homes in Long Beach, many of the homes here are of the smaller cottage genre.  Small living space ideas are in demand, we are pleased to be able to provide some solutions. 

Read also: 

Small Living Space Solutions for Long Beach Homes

Posted on July 14, 2008 22:48:03 by Laurie.Manny

Long Beach Mortgage Rates Report - July 14, 2008

Mortgage rates in Long Beach, California  for July 14, 2008.  Loan amounts up to $417,000:

3/1 ARM              5.125%
5/1 ARM              5.250%

7/1 ARM              5.625%

10/1 ARM            5.750%

30 Yr Fixed          6.000%

All rates offered to the borrower with 1 point cost.  Rate quotes assume a purchase transaction with a 20% down payment, 720 credit score, and full income qualification.  Rates are subject to fluctuation.  Custom rate quotes and rate lock advice are available by calling at the number below..

LONG BEACH CALIFORNIA  MORTGAGE RATE TREND:

Next 7 days:       Neutral 

Next 30 days:      Higher 

Next 3 months:    Higher

Last week was a scary one if you’ve been following the mortgage industry:

Senator Schumer (NY) caused an old-fashioned bank run when he wrote a letter to the San Francisco Fed President concerned about IndyMac Bank’s ability to weather the storm….then, he made that letter public. IndyMac Bank ceased new loan operations, in an effort to manage the loans they have on their books, on Monday. On Friday, the Feds closed IndyMac Bank down.

This was political grandstanding at its worst:

Sen. Schumer rejected that, saying that, while banking regulators do their work in private, lawmakers typically do theirs in public. Sen. Schumer, the head of Senate Democrats’ re-election effort, threw in a political jab as well. “Clearly what was happened here was the OTS, having the second-biggest bank failure on their watch, sought to blame the messenger. In sum, it’s sort of classically what this administration does. Blame the fire on the guy who called 911.”

The New York Times asked if Fannie Mae and Freddie Mac were insolvent and Wall Street went nuts.  Treasury Secretary Paulson stepped in and offered government support SHOULD the big mortgage guarantors fail.  Are Fannie and Freddie too big to fail?  Well, they insure almost half of this nation’s $12 trillion worth of mortgage debt.  A failure would be a major disruption to housing capital and drive mortgage rates to the a MUCH higher level.

Mc Cain offered that this disruption in capital would be a blow to our economy:

Fannie Mae and Freddie Mac “are vital to Americans’ ability to own their own homes,'’ McCain said in response to a reporter’s question during a campaign stop at a diner in Livonia, Michigan. “They will not fail; we cannot allow them to fail.'’

Obama was somewhat tenuous about Federal intervention:

But Obama advisor Jason Furman issued a statement that Obama believes “the challenges facing Fannie and Freddie are part of the broader weakness in our economy.” He blamed President Bush, saying “willful neglect” by the White House of trouble in the housing market and other sectors of the economy let the problems fester to crisis stage. Then he pushed Obama’s call for immediate congressional action to help homeowners caught in the bind, and at risk of foreclosure.

Ya following this?  Rather than address the problem with potential solutions, Obama’s busy pointing fingers.  By discrediting Bush and continuing this credit crunch, the Democrats position themselves uniquely as the “savior” this November.  A few more public letters from Friends of Obama (FOO) and you’ve got a Depression-like crisis on your hands.

Was it all Alan Greenspan’s fault? He’s predicting a recession in his retirement.  Greenspan is the Fed Chairman who adopted the “easy money” policy after 9/11/2001.  This inflated the housing market and caused Wall Street to reach for yield through acquisition of risky mortgages.  Those loans defaulted and the balance sheets of Wall Street firms and mortgage lenders have imploded.

Alan’s buddy, Fed President Bill Poole, thinks we ought to nationalize Fannie and Freddie because it’s inevitable.  This former Fed official is pontificating from the faculty of the University of Delaware.

Ben Bernanke, George Bush, and Hank Paulson are the ones trying to clean up this mess.  As much as I want to levy the blame on Greenspan and Co., I can’t.  I wish Alan and Bill would shut up and stop the Monday morning quarterbacking but I still won’t point the finger at them.

So…who’s to blame for this financial mess? 

Osama bin Laden is.  More on that some other day.  Today, consider the mortgage you have and ask yourself if you can live with it for five years.  If it works, stay put.  if you think you’ll need more liquidity or a different type of loan, call me.  I believe the window of opportunity is open until the end of the summer at best.

Brian J. Brady

858-777-9751

Posted on July 14, 2008 10:47:37 by Laurie.Manny

Feng Shui Influences How Bay Area Houses Are Priced

Feng Shui Influences How Bay Area Houses Are Priced

The Long Beach Real Estate Home Blog is pleased to welcome guest author, San Mateo California Realtor, Leonore Wilkas of The Wilkas Group. 

Living on the San Francisco Peninsula as I do, with our large Asian population, we find all kinds of Asian influences creeping into our daily lives. One of the biggest is Feng Shui, a Chinese mysticism of sorts, where it is believed that your life can improve by doing little things within your living environment through the placement of furniture, artwork, or even the front door of a house. It’s a serious business around here with many experts helping Realtors and non-Asians prepare their houses for sale so that the house will sell quickly.

Having harmony in life promotes wealth, prosperity, good health, and chi - the movement of the air around you. The Chinese are superstitious people. If they believe the Feng Shui is bad at a property, they will not look at it, or seriously consider buying it unless they think the bad Feng Shui can be over come.

Numbers play a big influence in Feng Shui

Certain numbers can prevent someone from even considering a property unless they can have a Feng Shui master come and correct the chi of the house. In our area, the number 8, believed to mean wealth, is often seen within the listing price of a home. Asians believe that numbers can create harmony within the house. If the price of the home reflects certain numbers such as 1, 6, or 8, it is considered to be positive so it’s very common to price homes with the number 8 somewhere in the price, for example you might see a house listed at $618,988, $888,888 or $1,886,688. The worst numbers to use are 2 and 5 and if I, as an agent, want to attract a buyer who follows Feng Shui, I will avoid them, if I can.

But, that’s only part of the issue with numbers. What do you do if the house number is considered bad Feng Shui? What if the numbers are really bad like 4, 13, 24, or 104? You can’t exactly change them, can you? No, not if you’re trying to sell the house, so you must use little Feng Shui tricks to provide protection to the property.

Have you ever noticed houses with two large lion-type animals sitting at the front entrance to a house in your neighborhood or city? These are called Foo dogs and they’re placed there to protect the house from bad chi.

If you’re unlucky enough to have house numbers that are considered bad chi you place a circle around your house numbers and protect the chi.

When you see wind chimes anywhere near the entrance of a house, it is considered good luck. Is there a birdbath or water feature somewhere in the front or back yard? They may be trying to improve the chi, or energy, of the house.

The power of Feng Shui is believed in by a whole lot of people on this planet. Many other cultures have similar beliefs. The Japanese and Indians also look at numerology in their daily lives. Japanese like odd numbers like 3, 5 and 7. The Indians believe in a Destiny number that is the total number for your birthday. If you were born on March 1^st, 1968, the numbers would be written out like this: 03.01.68 = 18, 1+8 = 9, and 9 would be your Destiny number. Numerology has been around for thousands of years and is believed by millions of people.

What are the lucky numbers for Feng Shui?

8, 18, 28, 38, 48, 54, 68, 80, 84, 88, 99, 168, and 108.

The number 8 is considered lucky because of how the word sounds in Cantonese. It sounds a little like the word faat (more like you saying phat) and it means prosperity and abundance. Something we all wish for, right?

What are the unlucky numbers?

4 - is considered the worst number because when it’s spoken in Cantonese it sounds like the word for death.

13 - if you add 1+3 it equals 4.

24 and 104 are also considered unlucky.

7 is considered unlucky, too!

Next month, on August 8^th, or 08.08.08, the Chinese people will be trying to either get married on that date or hope to deliver their babies on that date, because of these auspicious numbers. This might be the reason that the Olympics will start on this date.

I have had clients bring in a Feng Shui master to make simple corrections to houses with bad numbers. I have also seen people request a number change from the city and post office. Sometimes this is the easiest thing to do.

Does the number 8 help sell a house faster? Who knows? I try to put at least one 8 in every listing price I have. I do notice that we see a lot of Asian’s coming through our open houses, so maybe it is helpful. Realtors are superstitious, too, so anything that we can do to help our clients sell their homes we’re probably going to try. As long as it’s legal, that is!

Contributed by: San Mateo Realtor, Lenore Wilkas; author of the San Mateo Real Estate News Blog

Posted on July 12, 2008 20:45:00 by Laurie.Manny

Southern California Living - Long Beach and Pasadena

The Long Beach Real Estate Home Blog is pleased to welcome guest author, Pasadena California Realtor, Irina Netchaev.

Southern California Living - Long Beach and Pasadena

Many home buyers are looking to relocate and move to Southern California to enjoy our beautiful year-round sunny weather and be close to both snow and ocean. 

The hardest question of all is whether to buy a home in a beach community like Long Beach or to find a home in a foothills city like Pasadena.

Both, Long Beach and Pasadena are excellent places to live.  Long Beach, California has a beautiful selection of homes for sale in wonderful neighborhoods like Belmont Heights where you can buy a home for around $800,000 and be a few short blocks away from the beach.

For city living at its best, but still close to the beach, then a Downtown Long Beach Condo is waiting for you.  Downtown Long Beach has gone through extensive revitalization and there are many high and low-rise condos and lofts with spectacular views which can be purchased for as little as $69,990, or for as much as $2,699,999; many of which are high rise luxury condos on the waterfront (prices based on 2 and 2+ bedroom units).  Downtown neighborhoods vary greatly in price.    

Of course, Long Beach wouldn’t be Long Beach without the Queen Mary, the Long Beach Aquarium of the Pacific, East Village Arts District, Long Beach Convention Center, Long Beach Museum of Art, and you’re just a ferry away from Catalina Island and the Port of Long Beach where all the wonderful cruise ships are waiting to take you to romantic destinations.

Long Beach is also 35^th largest city in the nation and the 5^th largest city in California.

Pasadena California is about 35 miles away from the beach, but is nestled in the San Gabriel Foothills.  If you decide to buy a home in Pasadena, you’ll be minutes from hiking trails and a short drive to the mountains where you can enjoy winter skiing.

Old Town Pasadena has also undergone an extensive revitalization over the last 10 years.  Beautiful live-work lofts are being built, as well as a nice selection of condos and townhomes are available for sale ranging anywhere between $600,000 to over $1,000,000.  Pasadena’s business center is located in the South Lake District where you can buy a 1 bedroom condo for as little as $400,000 and be steps away from great restaurants and boutiques.

Pasadena is full of historic neighborhoods and has many historically designated landmark districts like; Historic Highlands , Bungalow Heaven and Madison Heights.  Homes for sale in Pasadena are available starting at $500,000, but average closer to $955,000. 

Pasadena is known, amongst other things, for the Rose Bowl, The Tournament of Roses Parade, Norton Simon Museum, CalTech and is close to Descanso Gardens and Huntington Library.

Pasadena is the 160^th largest city in the nation and is the 6th largest city in Los Angeles County, and the main cultural center of the San Gabriel Valley.

When you are ready to start your home search next to the beach, please visit  Long Beach Real Estate Resource Center and if you want to live next to the foothills, please visit Pasadena Real Estate Resource Center for all your Southern California real estate needs.

Contributed by:  Irina Netchaev - Pasadena California Realtor with Keller Williams.  Irina specializes in selling Homes in Pasadena.

Thank you Irina!

Read Also:  2008 Tournament of Roses

Posted on July 11, 2008 15:49:56 by Laurie.Manny

Home and Garden Tours from Long Beach California to Buffalo New York

Home and Garden Tours from Long Beach California to Buffalo New York

Long Beach also has several public gardens for its residents to enjoy nature’s beauty:

• Rancho Los Cerritos
• Rancho Los Alamitos Historic Ranch and Gardens
• Long Beach California Japanese Garden and Koi Pond
• El Dorado Park Nature Center

Do you live in a Long Beach Condo and crave a garden of your very own? Guess what you are in luck! You too can enjoy planting a garden and growing flowers and vegetables. Conceived in 1976, the Long Beach Community Garden provides membership to Long Beach residents for just $50 a year. A grass roots organization run by its members helps keep this organization running.

The Long Beach Community Garden Association is located at 7600B E Spring Street in Long Beach, across from Animal Control. Thousands of pounds of produce from the gardens feed the less fortunate of our community through the generous donations of the members of the Long Beach Community Garden. The association invites you to their annual Tomato Festival Saturday, July 26, 2008, 11 AM - 2 PM.

• Read Also: Long Beach Organic Gardens

Not interested in the public gardening program? Want to enhance your Long Beach Condo patio? Try filling planters with flowers! Bring a little bit of garden beauty to your home. Enhance your Long Beach home by showing pride in it.

• Read also: Patio Gardening

Contributed by: Colleen Kulikowski - Buffalo NY Realtor of Hunt Real Estate ERA - specializing in Western New York Real Estate.

Thank you Colleen!

Posted on July 10, 2008 18:06:42 by Laurie.Manny